DeGate self-custody wallet

DeGate Playbook

A reference library for self-custody crypto holders.

Researched references on tax reporting, off-CEX trading, tokenized stocks, and active DeFi — versioned, primary-source-anchored, written for real decisions.

Start with a question

If you're not sure where to begin, these are the questions readers bring here most often — each links to the reference that answers it.

Do exchange withdrawals to self-custody get reported under DAC8? Can self-custody actually replace my exchange account? What happens to my crypto when an exchange shuts down? Is a tokenized stock crypto or a financial instrument for tax? How do I choose my first self-custody wallet? How do I get money from my wallet back to a bank account in the EU?

Topics

DAC8 & EU Crypto Tax Compliance

The reporting framework hitting European users in 2026 — what gets reported, what doesn't, and what you can do about it.

Start here Do Exchange Withdrawals to Self-Custody Get Reported Under DAC8? 7 references →

On-chain Stocks

Tokenized equity, where the friction sits, and how on-chain settlement fits into actual portfolio behavior.

Start here On-chain Stocks for Self-Custody Wallet Users: A 2026 Reference 12 references →

CEX Alternative

What it takes to move daily-driver trading off a centralized exchange — wallet, gas, custody, edge cases.

Start here Best CEX Alternatives for Self-Custody in 2026: How to Move Off Coinbase or Binance Safely 8 references →

Self-custody for Active DeFi

Using a self-custody wallet not as cold storage, but as the daily driver for swaps, yield, and bridging.

Start here Using a Self-Custody Wallet as Your Main DeFi Account: Where Your Assets Actually Sit 4 references →

Country guides

Latest references

All 30 references →
Updated 2026-08-14 Self-custody

Can You Earn Yield From a Self-Custody Wallet? What Happens to Your Assets While They Earn

Where your assets actually go when a wallet balance starts earning, where the yield comes from, and how to tell whether it is still self-custody.

Updated 2026-08-14 Self-custody

Can You Trade Perpetuals From a Self-Custody Wallet? What Actually Happens to Your Margin

A self-custody wallet signs your on-chain perpetuals, but your margin sits in a protocol account, not at your address. What changes, and what stays like a CEX.

Updated 2026-08-14 Self-custody

Using a Self-Custody Wallet as Your Main DeFi Account: Where Your Assets Actually Sit

Where your assets actually sit when you use a self-custody wallet to swap, earn, bridge, and trade, and the check to run before you sign.

Updated 2026-08-13 DAC8 Compliance · France

French Crypto Tax in 2026: The 31.4% Flat Tax, What Counts as a Sale, Foreign Accounts, and DAC8

A pre-adviser reference for French crypto holders: the 31.4% flat tax, what counts as a taxable disposal, the €305 line, form 3916-bis, and DAC8 in France.

Updated 2026-08-13 DAC8 Compliance · Spain

Spanish Crypto Tax in 2026: Modelo 721, IRPF, Wealth Tax, and DAC8

A pre-asesor reference for Spanish crypto holders: Modelo 721 and self-custody, the permuta and FIFO rules, wealth taxes, and DAC8's arrival in Spain.

Updated 2026-08-13 DAC8 Compliance · On-chain Stocks

Tokenized Stocks in Europe: How EU Reporting and National Tax Rules Classify the Wrapper

Are tokenized stocks crypto or financial instruments? How MiCA, MiFID II, DAC8/CARF and national tax rules in Italy, France and Spain classify the wrapper.

Updated 2026-08-13 CEX Alternative

What Happens to Your Crypto When an Exchange Loses Its MiCA Authorisation

What ESMA requires an unauthorised crypto exchange to do as it winds down, the protection its clients have, and an orderly-exit checklist for your assets.

Updated 2026-08-13 CEX Alternative

Can Self-Custody Replace a CEX? What You Can and Cannot Do Without Coinbase or Binance

Which centralized-exchange functions a self-custody setup can actually replace — holding, swaps, DeFi — and where fiat rails, support, and limits remain.

All 30 references →