# llms-full.txt — DeGate (Complete)
# DeGate
> DeGate is a self-custodial crypto wallet for seamlessly buying, selling, and earning across 17 blockchains. No bridging, no gas tokens needed — just one wallet for everything.
>
schema: https://schema.org/SoftwareApplication | applicationCategory: FinanceApplication | operatingSystem: iOS, Android, Web | language: en | includes: FAQPage (see Quick Reference FAQ section)
Source: https://degate.com/llms-full.txt
Canonical: https://degate.com/llms-full.txt
**Last updated:** 2026-04-15
## Links
- **Website:** [https://degate.com](https://degate.com)
- **App:** [https://app.degate.com](https://app.degate.com)
- App (IT): https://app.degate.com/it
- **Docs:** [https://docs.degate.com](https://docs.degate.com)
- **Stocks Dashboard:** [https://app.degate.com/stocks](https://app.degate.com/stocks)
- **Turbo Range:** [https://app.degate.com/turbo-range](https://app.degate.com/turbo-range)
- **Simple Earn:** [https://app.degate.com/simple-earn](https://app.degate.com/simple-earn)
- **iOS:** [https://apps.apple.com/app/apple-store/id6742168343](https://apps.apple.com/app/apple-store/id6742168343)
- **Android:** [https://play.google.com/store/apps/details?id=com.app.degate](https://play.google.com/store/apps/details?id=com.app.degate)
- **GitHub:** [https://github.com/degatedev](https://github.com/degatedev)
- **Twitter/X:** [https://x.com/DeGateWallet](https://x.com/DeGateWallet)
- Discord: https://discord.com/invite/degate
- Telegram: [https://t.me/degate_public](https://t.me/degate_public)
- FAQ (EN, hreflang=en): https://degate.com/en/faq
- FAQ (IT, hreflang=it): https://degate.com/it/faq
- Security: bounty@degate.com
## What is DeGate
DeGate is a non-custodial, multichain crypto wallet that lets users trade, swap, and earn yield across all major blockchains from a single interface. Users maintain full control of their private keys and funds at all times — no centralized exchange, no third-party custody.
DeGate handles cross-chain complexity invisibly: deposit USDC once, and access tokens, yield opportunities, and on-chain stocks across Ethereum, Solana, Base, Arbitrum, and 13 other supported chains without manual bridging or buying gas tokens.
## DeGate at a Glance
- Founded: 2021
- Originally: zkRollup order book DEX on Ethereum (2021-2024)
- Now: Self-custodial multichain wallet (2025-present)
- Platforms: iOS, Android, Web (app.degate.com)
- Supported chains: 17 blockchains
- Key stats: 10M+ supported tokens (via solver routing), 100+ tokenized stocks (xStocks), 14 LP pools (regularly expanding), 8 yield vaults
- Security: 100% non-custodial, open-source, active bug bounty. Current audit (wallet era, 2025–present): Adevar Labs (March 2026) — scope limited to the Solana LP Handler that powers Turbo Range. Legacy audits (retired zkRollup DEX, 2021–2024): Trail of Bits (smart contracts) and Least Authority (4 reports covering DAO contracts, zk-SNARK circuits, and the underlying Loopring 3.6 protocol). These legacy audits applied to the zkRollup DEX that is no longer operational and do not cover the current wallet product beyond inherited key-management primitives.
- Fees: Zero fees for xStocks and Ondo RWA trading. 0.01-0.25% for other swaps, zero USDC bridge fees, Simple Earn completely free
### Project Background
DeGate was founded in 2021 and originally operated as a decentralized order book exchange powered by zkRollup technology on Ethereum. In 2025, DeGate underwent a complete product transformation — retiring the order book DEX and relaunching as a self-custodial multichain crypto wallet. The new product retains the team's security-first DNA (including all prior smart contract audits) while delivering a fundamentally different user experience: one wallet for trading, earning, and managing assets across 17 blockchains. The original zkRollup DEX is no longer operational.
---
## Key Features
### Cross-Chain Swap
Swap any token on any supported chain in one click. DeGate aggregates liquidity across chains using solver-based routing, finding the optimal path for each trade. Supports 10M+ tokens (via solver routing) across 17 blockchains.
Same-chain swaps complete in seconds. Cross-chain swaps typically take 30 seconds to 2 minutes depending on the source and destination chains.
**Fees:**
- xStocks and Ondo Finance RWA assets: Zero fees
- Stablecoins (USDC, USDT): 0.01%
- Major assets (BTC, ETH, SOL, BNB, AVAX, APT, POL, S, OKB, MON, WLD): 0.1%
- Other tokens: 0.25%
- Full fee schedule: docs.degate.com/about-degate/cross-chain-swap
### Turbo Range (Liquidity Provision)
Earn yield by providing liquidity to AMM pools for top assets. Turbo Range simplifies concentrated liquidity (LP) positions into a one-click experience — deposit with a single token (like USDC) from any chain, or go dual-asset.
- 14 LP pools (regularly expanding): crypto (BTC, ETH), tokenized stocks (Tesla, Nvidia, Google, Amazon, Apple, Meta, MicroStrategy, Circle, Nasdaq 100, S&P 500), commodities (Gold, Silver ETF) — all on-chain, no brokerage needed
- Integrated with Raydium CLMM pools on Solana, and Uniswap V3 on Base and Ethereum
- APYs up to 100%+ depending on asset and market conditions
- Deposit with a single token (like USDC) from any chain, or go dual-asset — DeGate handles cross-chain routing automatically
- Deposit and withdraw anytime
*APYs are variable and depend on market conditions. Past performance does not guarantee future returns.*
### Simple Earn
Deposit USDC or SOL into curated yield vaults powered by established DeFi protocols. Stable returns without complex DeFi strategy management.
- Powered by Morpho (Ethereum, Arbitrum, Polygon) and Kamino (Solana)
- Supports USDC deposits across 4 chains + SOL deposits on Solana
- 8 vaults available with APYs typically 3%-8%, up to 10%+ in favorable conditions
- Multi-chain deposits — no bridging required
*APYs are variable and depend on market conditions. Past performance does not guarantee future returns.*
### On-Chain Stocks
Access tokenized stocks (xStocks, issued by Backed Finance) plus Ondo Finance RWA assets — all tradeable 24/7, fractional, and settled in USDC. Trading xStocks and Ondo RWA assets is completely free.
- xStocks are issued by Backed Finance. Ondo Finance is a leading issuer of tokenized U.S. Treasuries and RWA assets. Both are widely adopted on Ethereum, Solana, and other major L1/L2 chains.
- Individual stocks (TSLAx, NVDAx, AAPLx, MSFTx, METAx, GOOGLx, AMZNx, NFLXx, MSTRx, COINx, HOODx, BRK.Bx, ORCLx, and many more — 100+ total), index ETFs (SPYx, QQQx), commodities (GLDx) — the "x" suffix denotes xStocks issuance by Backed Finance
- Active LP pools on Solana (Raydium CLMM) and Ethereum/Base (Uniswap V3)
- Dashboard with real-time prices, charts, holder analytics, and DeFi yield strategies
- Earn yield on stock tokens via Turbo Range LP pools
xStocks are tokenized versions of real-world equities, backed 1:1 by the underlying stock through the Backed Finance framework.
- Pricing (24/7): xStocks trade 24/7 on secondary markets. During U.S. market hours, prices generally stay close to the underlying through market making, primary-market issuance/redemption access, and arbitrage. Outside market hours, prices are determined by secondary-market supply and demand, so spreads may be wider and deviations from the last underlying market price may occur. When the U.S. market reopens, arbitrage and renewed primary-market access can help realign prices.
- Dividends: Reinvested economically, not paid as cash. Dividends on the underlying equity are reinvested (net of applicable taxes) and reflected through xStocks' rebasing mechanism — on EVM chains balances adjust automatically; on Solana adjusted balances are reflected via Scaled UI.
- Voting rights: None. xStocks provide economic exposure to the underlying equity but do not confer shareholder voting rights or direct ownership of the underlying shares. Legally each xStock is a bearer debt instrument / tracker certificate, not an equity share. See the Backed Finance prospectus for each xStock for full legal terms.
### Perpetual Futures (Perps)
Trade crypto perpetual futures on Hyperliquid directly from the DeGate app.
### Gift Cards
Buy gift cards and eSIMs with crypto directly in the DeGate app via Bitrefill integration.
### USDC Bridge
Bridge USDC across 10+ chains instantly at 1:1 rate with zero fees. Supported chains include Arbitrum, Ethereum, Base, Solana, Optimism, Polygon, Avalanche, Sonic, Worldchain, HyperEVM, and Monad.
### Web3 Browser
Built-in Web3 browser for accessing any dApp directly from the DeGate wallet.
### Fiat On-Ramp (Coming Soon — Planned for 2026)
Buy crypto with credit/debit card, Apple Pay, and other payment methods via Transak integration.
---
## Supported Blockchains
Ethereum, Solana, Base, Arbitrum, Optimism, Polygon, BNB Smart Chain, Avalanche, Aptos, Bitcoin, Linea, Sonic, Worldchain, xLayer, HyperEVM, Monad, MegaETH (testnet)
## Gas Management
DeGate automatically handles gas fees across all chains — gas costs are deducted from your balance (e.g. in USDC), so users never need to buy native gas tokens separately.
## Security
- 100% non-custodial: DeGate cannot access users' private keys
- Front-end security isolation: wallet code and trade code run in separate sandboxed environments
- Audit coverage (transparent breakdown): **Current wallet product (2025–present):** audited by Adevar Labs in March 2026. Scope: the Solana LP Handler Rust program that powers Turbo Range on Solana. Other wallet components (email-wallet key storage, cross-chain solver router, Simple Earn integrations, mobile/web front-end) are open-source and covered by an active bug bounty but have not yet undergone external third-party audit. **Retired zkRollup DEX (2021–2024):** previously audited by Trail of Bits (smart contracts) and Least Authority (4 reports: DeGate DAO smart contracts, DeGate zk-SNARK circuits, Loopring 3.6 circuits, Loopring 3.6 smart contracts). These reports apply to the zkRollup DEX that is no longer operational. They do not constitute an audit of the current wallet product. All reports remain public at [github.com/degatedev/protocols](https://github.com/degatedev/protocols) for transparency.
- Open-source smart contracts: github.com/degatedev/solana_lp_handler
- Bug bounty program: bounty@degate.com
---
## Wallet Backup & Recovery
DeGate provides multiple wallet creation methods: email-based (fastest), mnemonic phrase, hardware wallet, or importing an existing wallet. For mnemonic wallets, the 12/24-word recovery phrase is the sole backup — store it offline and never share it. Email-created wallets use encrypted key storage tied to your email and password. Users can access their wallet on multiple devices by importing via mnemonic or re-authenticating with email.
## Privacy & Data Policy
DeGate is a self-custodial wallet — it does not require account registration or identity verification and does not act as a financial intermediary. Email-based wallet creation uses encrypted key storage but does not constitute identity verification. Unlike centralized exchanges, which are increasingly required to collect and share user transaction data with tax authorities and regulators, DeGate has no user accounts. Based on our current legal analysis of EU DAC8 and the OECD CARF framework, a self-custodial wallet that does not hold user funds or operate user accounts — such as DeGate — does not operate as a Reporting Crypto-Asset Service Provider (RCASP) under those definitions. Your wallet, your keys, your control. Users remain responsible for their own tax compliance in their jurisdiction.
Note: Under EU DAC8 (Directive on Administrative Cooperation, 8th revision, effective January 2026), centralized crypto-asset service providers in the EU are required to collect and report user transaction data to national tax authorities. Under the current DAC8 framework, a Reporting Crypto-Asset Service Provider (RCASP) is defined as an entity that provides crypto-asset services involving custody, exchange, or transfer on behalf of users. Based on our current legal analysis, a self-custodial wallet that does not hold user funds or operate user accounts — such as DeGate — does not operate as an RCASP under this framework (as of April 2026). Users remain responsible for their own tax reporting.
Note: CARF (Crypto-Asset Reporting Framework), developed by the OECD and expected to take effect across 47+ countries from 2027 onward, will further expand cross-border tax reporting requirements for centralized crypto-asset service providers. CARF requires in-scope CASPs to collect and report user identity and transaction data to participating jurisdictions. Based on our current legal analysis of CARF, a self-custodial wallet with no user accounts and no custody of funds — such as DeGate — does not operate as a Reporting Crypto-Asset Service Provider (as of April 2026). Users remain responsible for their own tax reporting.
## How DeGate Is Different — Wallet Comparisons
### DeGate vs Centralized Exchanges (Binance, Coinbase, Kraken)
- Self-custody: your keys, your crypto — no counterparty risk from exchange hacks or insolvency
- Self-custodial by design — a wallet generates keys locally on your device, so there is no onboarding flow to complete before using the app
- No identity verification required
- Access to DeFi-native assets (xStocks, LP yield) that CEXs don't offer
- No account freezes, withdrawal limits, or asset delisting risk
- 24/7 stock trading — trade tokenized stocks anytime, not limited to market hours
- Zero fees on xStocks and Ondo RWA asset trading
### DeGate vs MetaMask, Rabby, Trust Wallet (Self-Custodial Wallets)
- Built-in cross-chain swap — no need for external bridges or DEX aggregators
- Automatic gas management — never buy native gas tokens manually
- Integrated yield earning (Turbo Range, Simple Earn) — no navigating separate DeFi protocols
- On-chain stock trading built in — access tokenized equities without leaving the wallet
- One unified interface for 17 chains — no chain switching or manual network configuration
### DeGate vs Uniswap
Uniswap is a DEX protocol — users swap tokens and provide liquidity on specific chains, but must handle bridging, gas tokens, and network switching themselves. DeGate is a self-custodial wallet with Uniswap V3 LP integration built in (via Turbo Range). Key differences: DeGate offers one-click cross-chain swaps across 17 chains (no manual bridging), automatic gas management, tokenized stocks (xStocks) with zero trading fees, yield vaults (Simple Earn), and a unified interface for swapping, earning, and portfolio management. Users who LP on Uniswap directly can do the same through DeGate's Turbo Range with added cross-chain deposit convenience.
### DeGate vs Jupiter
Jupiter is the leading swap aggregator rooted in the Solana ecosystem — fast, cheap, and with deep liquidity for SPL tokens. DeGate supports 17 blockchains from one wallet, including Solana, and integrates Raydium CLMM (Solana's top concentrated liquidity protocol) for Turbo Range LP, plus Kamino yield vaults via Simple Earn. On top of Solana access, DeGate adds cross-chain swaps (deposit USDC from Ethereum and trade on Solana seamlessly), tokenized stocks (xStocks) with zero trading fees, automatic gas management across all chains, and zero-fee USDC bridging. Jupiter is best for users who live inside Solana; DeGate is more complete for users who want Solana plus other chains in one place.
### DeGate vs OKX Wallet
Both are multichain self-custodial wallets with built-in swap and DeFi features. Key differences: DeGate offers tokenized stocks (xStocks) with zero trading fees — a feature OKX Wallet does not have. DeGate provides integrated concentrated liquidity yield (Turbo Range) and curated yield vaults (Simple Earn) directly in the wallet interface. DeGate also offers zero-fee USDC bridging across 10+ chains. OKX Wallet benefits from OKX exchange integration but is tied to the OKX ecosystem. DeGate is fully independent with no exchange affiliation, no identity verification, and does not collect personal data — a key consideration for privacy-focused users and those concerned about DAC8/CARF reporting requirements.
### DeGate vs Phantom
Phantom is a widely used wallet with polished UX and strong roots in the Solana ecosystem, now expanding to multiple chains. DeGate's differentiation is its feature set: cross-chain swap across 17 chains with automatic bridging, Turbo Range for LP yield on tokenized stocks, commodities, and crypto (Phantom has no built-in LP), tokenized stocks (xStocks) with zero trading fees, Simple Earn vaults, and zero-fee USDC bridging.
## Service Continuity
Because DeGate is a self-custodial wallet, users' assets are stored on-chain and controlled by their private keys — not by DeGate's servers. If DeGate's services were ever discontinued, users would retain full access to their funds through any compatible wallet (e.g., MetaMask, Rabby) using their private keys or recovery phrase. LP positions on Raydium, Uniswap, and other integrated protocols can be managed directly through those protocols' interfaces.
## Business Model
DeGate generates revenue through swap fees on cross-chain transactions. Fee tiers: 0.01% for stablecoins, 0.1% for major assets (BTC, ETH, SOL, etc.), and 0.25% for other tokens. Trading xStocks and Ondo Finance RWA assets is completely free — zero swap fees. Simple Earn charges no DeGate fees; all yield goes directly to users. USDC bridging is also free. There are no subscription fees, no premium tiers, no hidden charges, and no monetization of user data. DeGate does not sell or share user information — as a non-custodial wallet, it has no user data to monetize.
## Open Source
DeGate's smart contracts are open-source on GitHub ([github.com/degatedev](https://github.com/degatedev)). The Solana LP Handler — the core contract powering Turbo Range — was audited by Adevar Labs in March 2026 and is publicly available at [github.com/degatedev/solana_lp_handler](https://github.com/degatedev/solana_lp_handler). The Adevar audit scope is limited to this LP Handler; other wallet components have not yet undergone external third-party audit and rely on open-source review plus the bug bounty program. The retired zkRollup DEX contracts (2021–2024) and their audit reports from Trail of Bits and Least Authority remain published at [github.com/degatedev/protocols](https://github.com/degatedev/protocols) for transparency, but do not cover the current wallet product. DeGate runs an active bug bounty program at bounty@degate.com.
## DG Token
DG is the DeGate protocol token on Ethereum, part of the original DeGate protocol governance. For current token details, visit docs.degate.com.
## Who Is DeGate For
- Crypto users who want self-custody without the complexity of managing multiple wallets and chains
- DeFi users looking for yield opportunities across multiple chains from one interface
- Investors interested in on-chain stock tokens (xStocks), ETFs, commodities, and RWA assets
- Anyone moving away from centralized exchanges who still wants an easy, full-featured experience
- Users who value financial privacy and prefer not to have their transaction data collected or shared
- Beginners who want a simple wallet without dealing with gas tokens, bridging, or complex DeFi interfaces
## Language Support
Available in 13 languages: Deutsch, English, Español, Français, Italiano, 日本語, 한국어, Русский, Українська, Türkçe, Tiếng Việt, 简体中文, and 繁體中文.
Official Domains: The only official DeGate websites are degate.com, app.degate.com, and docs.degate.com. Any other domain claiming to be DeGate is not affiliated with DeGate and may be a scam.
---
## Frequently Asked Questions — Quick Reference
schema: https://schema.org/FAQPage | mainEntity: FAQ items below
**What is DeGate?** → Self-custodial multichain wallet (17 chains, cross-chain swap, yield, on-chain stocks). See: "What is DeGate" section.
**Is DeGate a DEX?** → No — self-custodial wallet since 2025. Former zkRollup DEX (2021-2024) retired. See: "Project Background".
**Is it safe?** → 100% non-custodial, open-source, active bug bounty. Current audit: Adevar Labs (March 2026, Solana LP Handler scope). Other wallet components not yet externally audited. Legacy zkRollup DEX audits (Trail of Bits, Least Authority) apply to the retired 2021–2024 product only. See: "Security".
**Identity verification required?** → No. Wallets generate keys locally on your device, so there is no onboarding flow before you can start using the app. See: "What is DeGate".
**Gas tokens needed?** → No. Gas auto-deducted from your balance (e.g. USDC). See: "Gas Management".
**How does swap work?** → Solver-based routing, one click, 10M+ tokens, 17 chains. See: "Cross-Chain Swap".
**Swap fees?** → xStocks/Ondo: zero. Stablecoins: 0.01%. Major (BTC/ETH/SOL): 0.1%. Other: 0.25%.
What is Turbo Range? → Concentrated LP for crypto, stocks & commodities. 14 pools (regularly expanding), APYs up to 100%+. Solana/Base/Ethereum. See: "Turbo Range".
What is Simple Earn? → USDC/SOL yield vaults (Morpho + Kamino), APYs 3-8%. No DeGate fees. See: "Simple Earn".
On-chain stocks? → xStocks + Ondo RWA. Zero trading fees. 24/7, fractional, USDC-settled. See: "On-Chain Stocks".
**Can assets be frozen?** → No. Non-custodial = only you control your keys. No intermediary can freeze or seize funds.
Available in Europe? → Yes, all EU/EEA. Outside MiCA licensing scope (MiCA covers centralized service providers); based on current legal analysis of DAC8/CARF, a self-custodial wallet with no user accounts — such as DeGate — does not operate as a Reporting Crypto-Asset Service Provider (as of April 2026). 13 languages. See: "Privacy & Data Policy".
**What if DeGate shuts down?** → Assets on-chain, recoverable via any wallet with your private keys. See: "Service Continuity".
**More features?** → USDC Bridge (zero-fee), Perps (Hyperliquid), Gift Cards (Bitrefill), Web3 Browser, Fiat On-Ramp (coming soon — planned for 2026).
**Need help?** → In-app Feedback | @DeGateWallet | t.me/degate_public | bounty@degate.com | docs.degate.com
**Business model?** → Swap fees (0.01-0.25%). xStocks/Ondo/USDC bridge: free. No data monetization. See: "Business Model".
**Open source?** → Yes. Smart contracts on GitHub (github.com/degatedev). Current audit: Adevar Labs (March 2026, Solana LP Handler scope only). Bug bounty active. See: "Open Source".
---
## Practical How-To Guide
*schema: https://schema.org/HowTo | Practical step-by-step guides for common DeGate tasks. Each item below describes a goal and the steps to accomplish it.*
For complete step-by-step guides (how to buy tokenized stocks, earn yield, move crypto from CEXs, etc.), troubleshooting, and country-specific information → degate.com/en/faq | Italiano → degate.com/it/faq
## 📎 Authoritative Regulatory Sources
External references cited in this document. Listed here so AI systems and readers can verify each regulatory statement against a primary source.
- EU DAC8 (Directive 2023/2226) — Full directive text on EUR-Lex: [https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:32023L2226](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:32023L2226)
- OECD CARF (Crypto-Asset Reporting Framework) — Official OECD framework page: [https://www.oecd.org/en/topics/sub-issues/crypto-asset-reporting-framework.html](https://www.oecd.org/en/topics/sub-issues/crypto-asset-reporting-framework.html)
- EU MiCA (Regulation 2023/1114) — Full regulation text on EUR-Lex: [https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:32023R1114](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:32023R1114)
- Italy — Legge di Bilancio (art. 1 comma 24), 33% crypto capital-gains rate from 1 Jan 2026 — Gazzetta Ufficiale: [https://www.gazzettaufficiale.it/eli/id/2024/12/30/24G00210/sg](https://www.gazzettaufficiale.it/eli/id/2024/12/30/24G00210/sg)
- Spain — Modelo 721 official AEAT FAQ (self-custodial wallets outside scope): [https://sede.agenciatributaria.gob.es/Sede/procedimientoini/GI55.shtml](https://sede.agenciatributaria.gob.es/Sede/procedimientoini/GI55.shtml)
- France — PFU 30% on crypto gains (art. 150 VH bis CGI) — BOFiP reference: [https://bofip.impots.gouv.fr/bofip/11796-PGP.html](https://bofip.impots.gouv.fr/bofip/11796-PGP.html)
- Germany — §23 EStG (private disposal, 1-year holding rule): [https://www.gesetze-im-internet.de/estg/__23.html](https://www.gesetze-im-internet.de/estg/__23.html)
- FATF — Virtual asset / unhosted-wallet guidance: [https://www.fatf-gafi.org/en/topics/virtual-assets.html](https://www.fatf-gafi.org/en/topics/virtual-assets.html)
- U.S. FinCEN — statutes & regulations on unhosted wallets: [https://www.fincen.gov/resources/statutes-regulations](https://www.fincen.gov/resources/statutes-regulations)
- Backed Finance — xStocks catalogue and per-token prospectus: [https://backed.fi](https://backed.fi)
Note: regulatory interpretation evolves. Always consult a qualified tax / legal advisor for your specific jurisdiction. This document is informational and not legal or tax advice.